See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.
How the Cash Discount Program Works
Billings’ blue-collar workforce—from oil field workers and construction crews to ranch hands managing operations across eastern Montana and northern Wyoming—often prefer cash transactions for their convenience and immediate settlement. Our system automatically applies a small service fee to all card transactions, but when a customer chooses to pay with cash, the service fee is waived, giving them an instant discount. You keep the full sale amount—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
In a city where oil field workers, ranch hands, and construction crews regularly handle cash transactions across remote job sites and the greater Billings region, processing fees can quickly erode margins. Our cash discount program drastically reduces or eliminates your credit card processing costs altogether.Increase Profit Margins
Keep more of each sale without raising prices—especially important for retailers in the Downtown Billings and South Side commercial corridors serving Billings Clinic staff, St. Vincent Healthcare employees, and the steady stream of transient customers from smaller surrounding communities.Encourage Cash Payments
Billings’ blue-collar workforce prefers cash for its speed and simplicity, particularly when settling accounts on job sites or between shifts. A cash discount incentivizes this natural payment preference and reduces chargebacks.Easy Setup and Integration
Our team programs your terminal and provides all signage—no tech headaches. Whether you operate in Midtown, Lockwood, or near MetraPark, we handle the installation and compliance so you can focus on running your business.Fully Compliant and Transparent
Stay aligned with card network rules and consumer regulations. As Montana’s largest city and a regional hub serving eastern Montana and northern Wyoming, Billings businesses benefit from clear, enforceable cash discount policies that build customer trust.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Keep more revenue flowing to your Billings business—especially if you serve the oil and gas, healthcare, or construction sectors where cash transactions remain essential.
CashVue’s Cash Discount Program is designed for Billings merchants who work with blue-collar crews, ranchers, and the steady stream of visitors heading to Yellowstone—all of whom prefer immediate cash access over card processing fees.
Contact Us Today to eliminate processing costs and reinvest savings directly into your operation across Downtown, the Heights, or anywhere in Yellowstone County.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. Billings businesses—from downtown retailers to energy sector service providers—rely on these programs to offset card processing costs without legal concern.Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. This is particularly valuable for Billings Clinic, St. Vincent Healthcare, and independent hospitality venues in the Heights and Downtown districts that operate on tight margins.Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Billings’ blue-collar workforce—oil field workers, construction crews, and ranch hands—often prefer cash transactions for convenience, and transparent messaging ensures they see the immediate savings benefit.Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Professional services firms and retailers throughout the Central Business District and Midtown can implement the program without disrupting existing accounting systems.Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In Billings, hospitality operators near MetraPark and those serving the transient traffic from smaller surrounding Wyoming and Montana communities see particular returns, as does the retail trade sector concentrated in Rimrock Mall and West Park Plaza.
